Prepaid balance for LLM calls. 1 USD = 200 tokens.

Topup from your BankiPay balance. Every proxied LLM call deducts tokens in real time. See lifetime spend, daily usage, and remaining quota at a glance.

Open Token Wallet See pricing

What you get

Topup from BankiPay

Move $5 / $20 / $50 / custom from your BankiPay balance to your Token Wallet. Reflects in 2 seconds.

Real-time deduction

Each LLM call pre-checks your balance against the max estimated cost. Fails fast if you can't afford it.

Lifetime spend

See total USD spent since wallet creation. Per-provider breakdown. Per-day / per-week graphs.

No subscriptions

No monthly minimums, no overage fees. If your wallet hits $0, LLM calls just stop. You topup, they resume.

Encrypted at rest

Provider keys encrypted with AES-256-GCM using LLM_KEY_ENCRYPTION_KEY. Master key in .env.local only.

Daily + monthly caps

Set soft caps. AI Approvals gates any single call above your threshold. Optional, configurable per user.

In practice

AI inside · Tara · daily AI user

Tara starts the day at 1,200 tokens (~$6). She uses 3 AI Insights ($0.005), 20 chat messages ($0.06), 1 Anomaly deep-dive ($0.04). End of day: 1,100 tokens remaining.

$0.10

Avg daily spend

At a glance

200

Tokens per $1

Monthly minimum

AES-256

Encryption

~2s

Topup time