Pricing
All fees, all VIP perks,
zero hidden cuts.
Banki charges only the fees you see below — no hidden spreads, no surprise FX markups, no minimums on top-ups. Climb the VIP ladder and they go to zero, all the way up to VVIP.
0.25%
P2P transfer fee
0.5%
FX at VVIP tier
10
VIP tiers, 0–5× points
$0
account opening
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FAQ
Questions, answered straight
Still curious? Read the docs
No. Banki account opening is free. Virtual card issuance is also free — you only pay the top-up fee (1%) when you actually fund it. Physical / Metal / 18K Gold cards carry a one-time issuance fee (see Card Tiers above).
Ready to skip the FX spread?
Open a Banki account in under 3 minutes. KYC takes a selfie and a passport — we'll issue your virtual card the same day.