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Personal

Your money. Across every chain, every currency.

Five product pillars — one OS. Receive stablecoin, spend via card, earn yield, borrow against crypto, climb the VIP ladder.

Open free account See pricing
Five products. One account.
BankiPay
Send, receive, convert
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Banki Card
Virtual to 18K gold
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Banki Earn
Yield on idle stablecoins
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Credit
Borrow against crypto
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Banki Points
10-tier VIP ladder
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Onboarding

Open an account in 4 steps

01
Register
Email + password. Less than 30 seconds.
02
KYC
Selfie + passport. Auto-approved for most users.
03
Top up
USDT / USDC from any chain. Or fiat via bank.
04
Spend
Virtual card issued the same day. Apple Pay ready.