Home›Personal

Three product functions, one wallet — Pay, Card, Points

Your money, across every chain, every currency. Send, hold, get rewarded — Banqi is the rails, you keep the keys.

Open free account See pricing

One stack. Every surface.

BanqiPay

Send, receive, convert

Multi-rail send, FX at mid-rate, recipient needs no account

Explore Personal

Banqi Card

4 tiers, virtual to 18K

Virtual + physical, Apple Pay, real-time spend control

Explore Personal

Points

Earn on every send

0.1 point per $1 sent, climb the VIP ladder, redeem for fees

Explore Personal

Onboarding

Open an account in 4 steps

Email + password. Less than 30 seconds.

KYC

Selfie + passport. Auto-approved for most users.

Top up

USDT / USDC from any chain. Or fiat via bank.

Spend

Virtual card issued the same day. Apple Pay ready.

Home›Personal

Three product functions, one wallet — Pay, Card, Points

Your money, across every chain, every currency. Send, hold, get rewarded — Banqi is the rails, you keep the keys.

Open free account See pricing

One stack. Every surface.

BanqiPay

Send, receive, convert

Multi-rail send, FX at mid-rate, recipient needs no account

Explore Personal

Banqi Card

4 tiers, virtual to 18K

Virtual + physical, Apple Pay, real-time spend control

Explore Personal

Points

Earn on every send

0.1 point per $1 sent, climb the VIP ladder, redeem for fees

Explore Personal

Onboarding

Open an account in 4 steps

Email + password. Less than 30 seconds.

KYC

Selfie + passport. Auto-approved for most users.

Top up

USDT / USDC from any chain. Or fiat via bank.

Spend

Virtual card issued the same day. Apple Pay ready.