What you get
10 VIP tiers, VIP1 to VVIP
Start at VIP1. Climb to VVIP (1M lifetime points). Each tier unlocks lower fees, higher limits, more perks.
0.1 point per $1 sent
Earn on every direct send, cross-chain send, and stablecoin topup. Volume carries forward to the next tier, forever.
Redeem for fees
Burn points to cover transfer fees, FX spreads, or ATM withdrawals. 100 points = $1 in fees waived.
No expiration
Points never expire as long as your account is active. Take a year off, your tier is still there.
Concierge from VIP6
In-app chat concierge from VIP6, dedicated account manager from VIP8. Restaurant bookings, flight changes, hotel upgrades, and the occasional "I left my card at home" call.
Lounge access from VIP6
Priority Pass Select membership from VIP6 (2 visits/year at VIP6, 5 visits/year at VIP7, unlimited from VIP9). 1,300+ lounges worldwide. Bring a guest (VIP9+).
In practice
At a glance
10
VIP tiers
0.1 pt / $1
Earn rate
0
Points expiration
1300+
Lounges (VIP6+)