Your idle treasury, working.

Don't let your settlement balance sit at 0%. Auto-sweep idle cash into vetted DeFi protocols. Withdraw anytime for payouts.

What you get

Auto-sweep

Set a floor. Anything above it auto-deploys to yield. Set a ceiling. Anything above pauses for ops review.

Segregated accounts

Your treasury is in a per-business vault. Not pooled. Bankruptcy-remote from the platform.

Qualified custodian custody

Fireblocks + Anchorage. SOC 2 Type II. $320M insurance coverage.

Live APY

Refreshed every block. Variable yield tracks underlying protocol rate (typically 3.5–4.8% on stablecoins).

Withdraw anytime

Settles in 1 block. No exit fees, no penalties, no notice period.

Stablecoins only

Earn yield in USDC, settle to your local currency only when you withdraw.

In practice

Business · Zenith Capital · HK fund admin

Zenith holds $1.4M in treasury for client fees. They auto-sweep to Banki Earn at 4.2% APY. They earn ~$48/day in yield. They withdraw $50K every Friday for operating expenses.

4.2% APY

USDC live rate

At a glance

4.2%

USDC APY

Exit fees

1 block

Withdraw time

$320M

Insurance