Acquire

Accept payments. One API. Card, stablecoin, Apple Pay.

One integration handles card acquiring, stablecoin checkout, Apple Pay, and Google Pay. Settle in your preferred currency. Real-time webhooks.

What you get

Card acquiring

Visa, Mastercard, AmEx. 3DS, AVS, CVV. Domestic + international. Recurring + one-time.

Stablecoin checkout

USDT / USDC on Ethereum, Polygon, Arbitrum, Base. 30-second confirmation.

Apple Pay + Google Pay

One-click. Tokenized, never stored. Refund, dispute, and 3DS flows all work the same.

Settle in 1 currency

Take in any supported currency, settle in HKD, USD, or CNY. Or hold in the merchant wallet.

PCI-DSS Level 1

Card data never touches your servers. We're a Level 1 PCI service provider.

Real-time webhooks

HMAC-signed webhooks for every state change. Idempotent. Replay-safe.

In practice

Business · Lai & Co. · HK DTC brand

Lai integrated BankiPay Acquire in 4 days. Customers pay with Apple Pay, card, or USDT. Lai settles daily in HKD into her HK business account. Chargeback rate dropped from 1.4% to 0.6%.

1.6%

Effective cost (vs 3.5% legacy)

At a glance

4 chains

Stablecoin

3 schemes

Card

2 wallets

Wallets

<24h

First transaction